See how it stacks up.
Monthly cost:$24Yearly cost:$240Family plan:$35/monthNo.
If you want credit scores, the UltraSecure+Credit plan includes them and was the version I reviewed.
The top plan offers a TransUnion credit Freeze button which can lock your credit instantly.
Unlike others, IdentityForce doesnt discount the first year of service, but there is a 30-day free trial.
On the other hand, the billing starts immediately but you might request a refund.
IdentityForce secured a coveted A+ with the Better Business Bureau showing a good relationship with its customers.
There are instant scores and access to your VantageScore 3.0 composite score.
Its not as popular with lenders compared to the FICO scores they actually use to write loans and mortgages.
(Image credit: Tom’s Guide)
Still, it should be fine for most looking to see their chances of getting a loan.
Theres also a month-by-month tracker to see trends in scores over time.
The Ultimate+Credit plan also comes with Equifax, Experian and TransUnion quarterly reports.
(Image credit: Tom’s Guide)
After registering my accounts, IdentityForce monitored them for bizarre activity, like large sums being moved.
The service keeps an eye on medical ID numbers as well as action at payday loan companies.
The services BreachIQ is also used by BitdefendersUltimate Security Plusplan and helps show where your information has ended up.
IdentityForce is trying to add this to its list of features this year.
It is backed by an AIG insurance policy.
It has a maximum of five weeks of coverage at $2,000 a week.
Its lost wallet protection is middling.
Other alerts can be triggered by actions at payday loan firms or public record changes.
I clicked Start Protection and then entered my date of birth, name and email address for the account.
Finally, I picked the plan and paid for it with a credit card; IdentityForce doesnt use PayPal.
I created a password and answered three challenge questions, followed by signing up for two-factor authentication.
At this point, everything was set up, well, almost.
At 10 minutes and 30 seconds, I was done, and the credit scores appeared on-screen.
It might not be record time, but it was a relief compared to some of the competition.
I used the app as well as my phones web app.
There are iOS and Android versions that have a similar look and feel.
This provides the flexibility to use the service at home, the office or anyplace in between.
All transactions and storage use encryption.
At 50% it was easy to read and didnt require too much scrolling.
The Credit section is where I was able to see my scores and a look at my credit history.
Theres also a place to initiate a credit freeze.
They are the same as those offered by Bitdefender.
Along the left is a menu for access to the major components of the IdentityForce service.
The choices include Identity Vault, Alerts, Credit, Transactions, Resources and Support.
Any newcomer to identity protection or credit scores should go to the Resources section link on the left.
There are several 15-minute webinars and an excellent glossary at the bottom.
At first, I had problems with the IdentityForce app.
It loaded fine but I wasnt able to log into my account.
Still, it took all of two minutes to talk to the tech support person and end the relationship.
Happily, they didnt attempt to entice me to stay with the plan at a discount.
I got an email confirmation in less than five minutes.
Its only available in annual plans, however.
If you like to live month-to-month, IdentityForce is for you.
