Don't let your FSA dollars expire! Buy a smart bed in the after Christmas mattress sales instead

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Have unused FSA funds to spend before 2024 is over?

Here’s an idea consider taking advantage of the after Christmas mattress sales to purchase a smart bed.

The Eight Sleep Pod 4 Ultra cover and base on a bed in a bedroom, with a slight elevation at the head of the mattress

Of course, many of thebest mattressesarent FSA-eligible outright.

Youll often need to obtain a Letter of Medical Necessity (LMN).

(That alone may help you sleep a little easier at night.)

1. Eight Sleep Pod 4 Ultra Sleep System: was from $4,699 now from $4,299 at Eight Sleep

Plus, it’s FSA-eligible, which will help you save even more.

Other features include a silent alarm, immersive wind-down experiences, and AI-powered sleep tracking.

Plus, it comes with a free set of sheets valued at over $300.

2. Bryte Balance AI-Powered Smart Bed: was from $6,299 now from $5,799 with free sheets at Bryte

Need more convincing that the Bryte Balance is worth spending your tax-free dollars on?

Note that delivery is not included.

Like all Sleep Number smart beds, it has adjustable firmness and integrated sleep tracking.

3. Sleep Number ClimateCool Smart Bed: was from $5,748 now from $4,598.40 + free delivery at Sleep Number

What is an FSA and is it the same as an HSA?

These include copays, deductibles, prescription and over-the-counter medications, and certain medical equipment, including some mattresses.

In either case, FSA and HSA funds are tax-exempt.

The eight sleep pod 4 mattress cover on a mattress that�s on an adjustable bed frame

A couple on the Tempur-Pedic Tempur-ActiveBreeze smart bed. The man sits up with the head of the bed raised while the woman lays down sleeping next to him under grey blanket in chic bedroom with gold and white lamp, suede bed frame and a plant.

Grey and white Sleep Number iLE smart bed in bedrrom with grey rug, grey head board, white wall, wooden unit and light coming through window

Sleep Number 360 i8 Smart Bed

A woman wakes up in bed after a good night�s sleep

The Amerisleep AS6 mattress on a white bedframe

A split image featuring the Nectar Classic Memory Foam Mattress on the left and the DreamCloud Luxury Hybrid on the right, leading into the DreamCloud Luxury Hybrid vs Nectar Classic showdown

The Tempur-Pedic Tempur-Adapt mattress on a bed frame in a bedroom, a man and his young sun sitting on top of it, smiling. A Tom�s Guide price drop deals graphic (right)